Monica and Chandler are having money struggles with Chandler still on his unpaid internship and they both ask Joey for a loan but they do not want the other to know that they are asking. Later, Chandler sees that Joey has already given money to Monica so Joey makes up that Monica is getting a boob job. Phoebe asks Mike to move in with her, but decides not to when she and Mike argue about their future after Mike reveals that he doesn't want to get married again, a conversation with Ross helping Phoebe realize that she wants the commitment of a marriage. Rachel attempts to baby-proof the apartment. This makes Joey go insane when he can't open anything.