You make up an elaborate story about a dear friend in debt to devils, but she doesn't seem convinced. Hm. Perhaps you should have known better. This can't be the first time someone's tried to take advantage.
You make up an elaborate story about [...] debt to devils. She lends you the moon-pearls - [...], she must have been saving for years - but with a look that suggests she has her suspicions. And yet, she hands them over. You never see her again.